You Risk Nothing! If at any time during my first three months I don't feel that your Fidelity Monitor & Insight advisory service is making me a smarter, safer, and frankly, wealthier Fidelity investor, I'll let you know and I will receive a complete refund of every penny I've paid. I risk absolutely nothing! And what's more, if at any time after that I find Fidelity Monitor & Insight is not for me, for any reason, you will send me a full refund on the unused portion of my membership -- no questions asked!